Promoting Healthcare Choice and Competition Across the United States
Expands Health Plan Options for Small Businesses and Individuals Nationwide
What it does
Agencies must consider proposing or revising rules and guidance to expand association health plans, short-term insurance, and employer health reimbursement accounts.
Real-world impact
- Allows more small businesses and workers to join or form group-style health plans.
- Increases availability of short-term, lower-cost insurance as an alternative to exchange plans.
- Requires agency reviews and reports that could lead to changes in state and federal rules.
Topics
Summary
This order directs federal agencies to make it easier for people and small businesses to buy different kinds of health coverage. It focuses on three options: association health plans, short-term limited-duration insurance, and employer health accounts (HRAs).
The order says the Affordable Care Act has reduced choice and raised premiums for many people. Agencies are asked to consider changing rules, seek public comments, and produce reports to identify changes that would increase competition and choice.
Questions, answered
Ask questions about this executive order and its implications. Try:
- “What agencies are affected by this order?”
- “How does this order change existing policy?”
- “What are the practical implications of this order?”