Executive Order 14178 · Signed Jan 23, 2025

90 FR 8647 · Published Jan 31, 2025 · Effective on signing

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Strengthening American Leadership in Digital Financial Technology

cryptocurrencydigital assetsfinancial technologycentral bank digital currencybanking regulation

Signed by President Donald Trump

The order immediately prohibits federal agencies from establishing or promoting a Central Bank Digital Currency (CBDC), revokes the Biden administration's 2022 digital assets executive order, and creates a new White House working group to design a federal regulatory framework for cryptocurrencies and stablecoins.

It marks a sharp reversal in federal digital finance policy — shutting down any government move toward a U.S. digital dollar while directing agencies to build a more permissive environment for private-sector blockchain activity and dollar-backed stablecoins.

What this order does

What it orders

The order revokes Executive Order 14067 (the prior administration's digital assets development order) and directs the Secretary of the Treasury to immediately revoke the Treasury's 2022 Framework for International Engagement on Digital Assets. It expressly prohibits all federal agencies from taking any action to establish, issue, or promote a CBDC, and orders any ongoing CBDC development plans to be immediately terminated. It also sets a standing federal policy of supporting open public blockchain networks, dollar-backed stablecoins, and fair access to banking services for participants in the digital asset sector.

The order establishes the President's Working Group on Digital Asset Markets within the National Economic Council, chaired by the Special Advisor for AI and Crypto. Within 30 days, covered agencies must catalog all existing regulations and guidance affecting digital assets; within 60 days, each agency must submit recommendations on whether to keep, modify, or rescind those items. Within 180 days, the Working Group must deliver a report to the President recommending a new federal regulatory framework for digital assets including stablecoins, and evaluating whether to create a national digital asset stockpile using cryptocurrencies seized through law enforcement.

Who it affects

Cryptocurrency businesses, blockchain developers, stablecoin issuers, and digital asset traders operating in the United States; federal financial regulators including the SEC, CFTC, and Treasury; and Americans who use or seek banking services connected to digital assets.

Why it matters

Crypto businesses gain an immediate federal signal favoring their growth and reduced regulatory pressure. Any federal exploration of a U.S. digital dollar is shut down at once. Stablecoin issuers and crypto exchanges could benefit from friendlier rules once the Working Group's framework takes shape, affecting millions of Americans who hold or trade digital assets.

What must happen and when

How the order is supposed to work

The order works in two phases. Immediately, CBDC development plans are terminated and the prior regulatory framework is revoked. Over 30–60 days, agencies inventory existing digital asset rules and submit rescission or modification recommendations to the Working Group chair. The Working Group synthesizes those inputs into a 180-day report proposing a new regulatory framework and a possible national crypto stockpile. The Working Group has no independent rulemaking power; its report feeds into future legislative and regulatory proposals, meaning most substantive changes still depend on future agency action.

Actions and deadlines

  • Revoke the Treasury's 2022 Framework for International Engagement on Digital AssetsNo deadline specified
  • Immediately terminate all ongoing agency plans or initiatives to develop a CBDCNo deadline specified
  • Identify all regulations, guidance, and orders affecting the digital asset sectorWithin 30 days of signing
  • Submit recommendations on whether each identified digital asset regulation or guidance item should be rescinded, modified, or codified as a regulationWithin 60 days of signing
  • Working Group to submit report recommending a federal regulatory framework for digital assets and evaluating a national digital asset stockpileWithin 180 days of signing

Agencies directed to act

Department of the TreasuryDepartment of JusticeDepartment of CommerceDepartment of Homeland SecurityOffice of Management and BudgetSecurities and Exchange CommissionCommodity Futures Trading CommissionNational Economic Council

Authority and reach

Authorities cited

Article II

Constitutional grant of executive power to the President.

What this order changes

Revokes Executive Order 14067

Executive Order

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Executive Order 14178: Strengthening American Leadership in Digital Financial Technology | EO Reporter